Sporting & Leisure Activities Cover
Covered As Standard On All Policies |
Covered At Additional Premium |
Excluded From All Policies |
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A |
Abseiling (max 100m) (a,c)
Angling Abseiling (a,b) |
Abseiling (over 100m) (a,c) Aerial Safari (a) American Football (c) |
Autogyro |
B
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Badminton Black Water Rafting (Grades 1-3) (a) Bowling Bungee Jumping (max 2 jumps) (a,c) |
Ballooning (a) Black Water Rafting (grades 4-5) (a) Bouldering Bungee Jumping (3+ jumps) (a,c) |
Black Water Rafting (Grade 6+) Bobsleighs Boxing BMX Stunt Riding |
C |
Camel/Elephant riding/trekking (main purpose of trip) (b) Canoeing (inland/coastal, no White Water (a) Clay Pigeon Shooting (a,b) Cycling |
Canoeing White Water (grade 1-3) (a) |
Canoeing Outside Coastal Waters Canoeing White Water (Grades 4+) Canyoning Caving Cycle Touring (racing/off-road) |
D E |
Deep Sea Fishing (a) | Equestrian activities other than trekking and hacking | |
F |
Fell Running/Walking (without ropes, picks or guides) |
Football (including 5 a side)
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Flying as a pilot Free Climbing |
G |
Golf Gymnastics (a) |
Go-Karting (a,b) | Gliding |
H |
Hiking without ropes, picks or guides up to 1500m Horse Riding (Hacking only – incidental to trip, no jumping) Hot-Air Ballooning (a,b) |
Hiking without ropes, picks or guides up to 3000m (a) Hockey Horse Riding/Trekking (main purpose of trip) Hunting on foot, animal or machine (a,b,c) |
Hang Gliding Heli-skiing Hi-Diving Hiking without picks, ropes or guides over 3000m |
I |
Ice Skating (in-door only) |
Ice Climbing Ice Hockey |
|
J |
Jet Boating / Jet Skiing (inland/coastal waters, no White Water) (a,b) | Jet Boating / Jet Skiing White Water (Grades 1-2) (a,b) | Jet Boating / Jet Skiing White Water (Grades 3+) |
K L |
Kayaking (inland/coastal waters, no White Water) (a) |
Kayaking White Water (Grades 1-3) (a) Kite Surfing (c) |
Kayaking outside coastal waters Kayaking White Water (Grades 4+) Land Yachting Luge |
M |
Martial Arts (non-contact) Motor Biking (full UK licence, up to 125cc and helmet to be worn) (b) |
Motor Biking (full UK licence, over 125cc and helmet to be worn) (b) Mountain Biking (off-road) (b,c) |
Manual Work Martial Arts (contact) Micro Lighting Motorbike Touring Motor Rallying Mountaineering |
N |
Non-tour Safari | ||
O |
Orienteering (a) Outdoor Endurance (a) Outward Bound (a) |
Off-Piste Skiing without a guide | |
P Q |
Paint balling (a,b) Parasailing (a) Parascending (over water only) (a) Passenger private small aircraft/helicopter (a) |
Parachuting (1 Jump only) (a,c) Quad Biking (a,b,c) |
Paragliding Parachute Course Pot-Holing |
R |
Rambling Roller Skating/Blading (no stunting) Rowing/Sculling (inland/coastal waters, no White Water) Rifle range shooting (a,b) |
Rugby (c) | Rock Climbing |
S |
Safari Tours (a) Sailing (coastal waters only) (a,b) Scuba Diving (30m) (a) Snorkeling Speed Boating (inland/coastal waters ONLY, no White Water) (a,b) Squash Surfing (incidental to trip) Swimming |
Sailing outside coastal waters (Europe ONLY) (a,b) Scrambling Sea Canoeing (coastal waters only) Surfing (main purpose of trip) |
Sailing outside coastal waters (Except Europe) Scuba Diving (unaccompanied, in overhead environments, for gain or reward) Sky Diving |
T |
Table Tennis Ten Pin Bowling Tennis Trekking (without ropes, picks or guides up to 1500m) |
Trekking (without ropes, picks or guides up to 3000m) | Trekking (without ropes, picks or guides over 3000m) |
U V |
Volleyball | ||
W X Y Z |
Water Skiing (no jumps) (a,b) White Water Rafting (grades 1-3) (a,c) Wind Surfing (b) Yachting (coastal waters only) (a,b) |
White Water Rafting (Grades 4-5) (a,c) War Games (a,b) Wind Surfing (main purpose of holiday) (b) Yachting outside coastal waters (Europe ONLY) (a,b) |
Via Ferrata White Water Rafting (Grades 6+) Yachting outside coastal waters (Except Europe) |
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Key
(b) Personal Liability cover is excluded (c) Personal Accident cover is excluded Winter Sports Scuba Diving |
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